Author name: Megan Mitzel

computer hacker

Hackers Target Personal Accounts — Personal Cyber Insurance Can Help

Individuals face multiple financial and reputational threats from cybersecurity failures and cybercrime. While you may get some financial help from the company that leaked your data, much of the losses you face from hackers will come from your own assets. Personal cyber insurance, or ID theft coverage, may be a wise addition to your homeowners […]

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Best practices agency

Zimny Insurance Agency retains Best Practices Agency status for 2023

We are pleased to confirm that Zimny Insurance Agency has retained its Best Practices Agency status for 2023.  In 2022, our firm was selected as a Best Practices agency. We qualified by ranking among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting.  The

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Grinder and saw dust

Not Just Dust: Crystalline Silica Dangers in the Workplace

Crystalline silica is a common mineral found in the earth’s crust. Sand, stone, concrete and mortar contain crystalline silica. Glass, pottery, ceramics, bricks and artificial stone are also made with crystalline silica. Crushing, drilling or cutting these minerals creates a superfine dust that people breathe into their lungs. Silica dust exposure can lead to severe

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Social media

Protect Your Small Business From Social Media Risk

Social media platforms such as Facebook, Instagram, TikTok and X provide innovative ways to connect with your customers and market your business. You can communicate changes to business hours, exclusive sales and community activities, and interact with the public through online surveys, customer feedback and sharing. But social media also poses risks to your business.

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Cyber Bytes

Cyber Bytes: Homebuyers, Don’t Lose Your Cash to Wire Transfer Fraud

Wire transfer fraud is on the rise, and perpetrators are preying on unsuspecting homebuyers. AARP The Magazine reported on a retired couple who were finally purchasing a new home perfect for their downsizing dream. Two days before closing, they received an email from their real estate attorney. It was a contract and wire transfer request

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Angry employee

An Employer’s Guide to De-Escalating Workplace Conflict

In today’s environment of contentious politics, international conflicts, social discord and online outrage, emotions are running high. This volatility is spilling into the workplace, sometimes with devastating results. About 85% of employees have experienced workplace conflict, according to a 2024 report from the market data firm Gitnux. The disputes can be devastating to workplace culture

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Commercial office building

Trends and Tips: Insuring Your Commercial Property During a Vacancy

Commercial property owners are struggling to balance a positive bottom line as tenant vacancies and insurance premiums increase. According to Moody’s Analytics’ Q4 2023 Preliminary Trend Announcement, commercial real estate (multifamily, office, retail and industrial spaces) is in limbo. Their analysis revealed the following trends: Multifamily, office and industrial spaces declined in rentals and sales

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millennial redhead woman

The Pros and Cons of Offering Mental Health Day

Employee stress has reached record highs. Nearly 60% of employees say they are burned out, reports the management software company Workforce.com. The World Health Organization estimates depression and anxiety cost employers $1 trillion a year globally. It’s little wonder mental health is a top priority for employers across industries. In recent years, more organizations have

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Piggy bank

Cyber Bytes: What Is a ‘Pig Butchering’ Scam?

Cybercriminals use lo-fi manipulation tactics to infiltrate personal and work networks. Their aim: to gain your trust before scamming you out of everything. In late 2023, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) alerted financial institutions and the broader public about an investment scam that’s been circulating. It’s called “pig butchering,”

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