Zimny Insurance Agency

Zimny Insurance Agency ("Zimny Insurance Agency," "we," "our," or "us") is committed to protecting the privacy and security of the personal information entrusted to us. This Privacy Policy explains how we collect, use, protect, and share information obtained through our website and in the course of providing insurance products and services.

By using our website or providing your information to us, you agree to the practices described in this Privacy Policy.

Information We Collect

We may collect personal information that you voluntarily provide when you:

• Request an insurance quote
• Submit a contact form
• Request policy service
• Report a claim
• Schedule an appointment
• Communicate with us by phone, email, text message, or through our website

Information collected may include:

• Name
• Address
• Email address
• Telephone number
• Date of birth
• Driver's license information
• Property information
• Vehicle information
• Business information
• Insurance policy information
• Other information necessary to provide insurance quotes and services

Information Automatically Collected

When you visit our website, certain information may be collected automatically, including:

• IP address
• Browser type
• Device type
• Referring website
• Pages viewed
• Date and time of access

This information is used to improve website performance, security, and user experience.

How We Use Your Information

We use the information we collect to:

• Provide insurance quotes
• Obtain quotes from insurance carriers
• Service existing insurance policies
• Process claims and claims-related requests
• Respond to questions and inquiries
• Schedule appointments
• Send policy updates and renewal reminders
• Improve our products and services
• Comply with legal and regulatory requirements

We use personal information only for legitimate business purposes related to the insurance services we provide.

Information Sharing and Disclosure

We do not sell, rent, or lease your personal information.

We may share information with:

• Insurance carriers
• General agents and wholesalers
• Claims administrators
• Service providers that assist in operating our business
• Government agencies or regulators when required by law

We only share information as necessary to provide insurance products and services or to comply with legal obligations.

Text Messaging (SMS) Communications

If you provide your mobile phone number and consent to receive text messages, we may communicate with you regarding:

• Policy service requests
• Appointment reminders
• Claims assistance
• Quote follow-up
• Renewal reminders
• Customer service communications

Message frequency may vary.

Message and data rates may apply.

You may opt out at any time by replying STOP to any message.

For assistance, reply HELP or contact our office directly.

SMS consent is not shared with third parties or affiliates for marketing purposes.

Please review our SMS Terms & Privacy Policy for additional information regarding text messaging services.

Insurance Coverage Disclaimer

Communications through this website, email, or text message do not constitute acceptance, binding, modification, cancellation, renewal, or reinstatement of insurance coverage.

Coverage is not effective unless confirmed in writing by an authorized representative of Zimny Insurance Agency.

If you need immediate assistance regarding coverage, claims, or policy changes, please contact our office directly.

Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, misuse, alteration, or destruction.

While we strive to protect your information, no method of electronic transmission or storage can be guaranteed to be completely secure.

Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.

Users should review the privacy policies of any third-party websites they visit.

Cookies and Website Analytics

Our website may use cookies and similar technologies to:

• Improve website functionality
• Analyze website traffic
• Enhance user experience
• Measure marketing effectiveness

You may adjust your browser settings to refuse cookies; however, some website features may not function properly.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page along with the revised effective date.

Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact:

Alexandria Office
1103 Broadway St Ste 100
Alexandria, MN 56308

Park Rapids Office
1303 Park Ave S
Park Rapids, MN 56470

Phone: (320) 762-2124

Website: Zimny Insurance Agency

Effective Date: September 3, 2026