Egg prices have skyrocketed, and with them, an increased interest in backyard chickens. But before you acquire a flock, consider your liability risks and insurance coverage. Liability Keeping chickens can create liability issues for you. Chickens can cause bodily harm by pecking or transmitting disease. Let’s say your flock is pecking around the backyard. A […]
Tell Your Agent Before Buying Backyard Chickens Read More »
An independent insurance agent usually represents several different insurance companies. They can compare coverage and prices among all these companies. An independent agent can also provide personalized attention and services, including reviewing important documentation (leases, business documents, etc.), explaining state and local laws, and offering suggestions on avoiding claims. You also know the people to
Even small repairs can put you at risk. Whether it’s a do-it-yourself (DIY) project with a friend or you’re hiring a professional contractor, check your home insurance policy before you start any repairs.
Repairing Your House? Check Your Insurance First Read More »
Contact us or your insurance provider as soon as possible after an incident. Provide detailed information about the damage or loss and follow the claims process outlined by your insurer. If possible, document the damage with photos.
How do I file an insurance claim? Read More »
Premiums are influenced by factors like the location of your home, its age and construction, claims history, coverage limits, deductible amount, and safety features such as alarms or sprinkler systems.
What factors affect home insurance premiums? Read More »
The replacement cost is typically based on the current cost to rebuild your home, considering factors such as construction material, labor costs, and local building codes in your area. It doesn’t factor in the purchase price, market value, or tax-assessed value.
How is the replacement cost of my home determined? Read More »
Home insurance covers the structure of your home, personal belongings, liability for injuries on your property, and additional living expenses if you need to relocate due to a covered loss.
What does home insurance typically cover? Read More »
No, these items are excluded under a homeowner policy and must be endorsed or added on a stand-alone policy.
Wire transfer fraud is on the rise, and perpetrators are preying on unsuspecting homebuyers. AARP The Magazine reported on a retired couple who were finally purchasing a new home perfect for their downsizing dream. Two days before closing, they received an email from their real estate attorney. It was a contract and wire transfer request
Cyber Bytes: Homebuyers, Don’t Lose Your Cash to Wire Transfer Fraud Read More »
