Author name: zimnyinsurance

Cyber Bytes: Reasons To Update (Not Ignore) Your Browser

Do you dismiss the alerts telling you to update your web browser? You’re not alone. But you really should stop ignoring them. Browser alerts aren’t just marketing tactics or fancy upgrades you might not want. Instead, most browser updates are for your online safety. Security The No. 1 reason to update your web browser is […]

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When To File (or Not File) a Homeowners Claim

Home insurance premiums have been increasing, and obtaining coverage can be challenging in what’s known as a “hard market.” When extreme weather and catastrophic events put demands on the insurance industry, this reflects in premiums and renewals. Insurance companies take on less risk and increase their rates to keep pace with rising claims, litigation and

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What’s Your Wedding Risk Exposure? A Liability Perspective

What’s Your Wedding Risk Exposure? A Liability Perspective The average cost of a wedding in the U.S. is $30,000, with venues being the highest-ticket item in the spending breakdown. Venues are also the biggest reason for claims made on wedding insurance policies, according to The Knot’s 2019 Real Weddings Study. No matter how much you

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Workplace First Aid – Are You Prepared?

Workplace First Aid Checklist Every worker has the right to a reasonably safe workplace. Understanding workplace first aid kit requirements is an important way to protect your employees and stay compliant with Occupational Safety and Health Administration (OSHA) requirements. No matter what type of work is being performed, OSHA’s standard on medical services and first

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Is Your Business as Safe as You Think? A Comprehensive Guide to Liability Insurance

  It’s hard to overstate the importance of liability insurance to your business. The right liability insurance protects against injury and property damage claims that can cost millions. How liability insurance works Liability insurance defends your company against lawsuits and third-party claims that you caused personal injury or property damage. General liability coverage helps cover

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