Author name: zimnyinsurance

Sponsoring Fundraisers and Special Events? Make Sure You Have the Right Coverage

If you own or run a business, sponsoring and participating in special events are great ways to support your local community. However, good intentions won’t protect you from liability if someone gets hurt or suffers property damage during a street festival, an art show, an outdoor concert, or another event you or your employees may […]

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Which Voluntary Benefits Are Right for Your Employees?

The workforce is more diverse now than ever. This diversity spans many demographics, including race, ethnicity, gender and age. According to the Brookings Institute, a nonprofit public policy think tank, the force of this trend will only increase as we enter the 2030s. For this reason, a one-size-fits-all approach to workplace benefits isn’t as effective or

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Test Your Knowledge: Professional Liability Insurance

Take this quiz to test your knowledge of professional liability insurance. The answers and explanations are at the end; no cheating! 1. Professional liability insurance is also known as (choose all that apply): A) Malpractice insurance B) General liability insurance C) Errors and omissions insurance D) Employment practices liability insurance 2. Only health and legal

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Tell Your Agent Before Buying Backyard Chickens

Egg prices have skyrocketed, and with them, an increased interest in backyard chickens. But before you acquire a flock, consider your liability risks and insurance coverage. Liability Keeping chickens can create liability issues for you. Chickens can cause bodily harm by pecking or transmitting disease. Let’s say your flock is pecking around the backyard. A

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Using Your Employee Benefits To Combat the Winter Blues

The drop in temperatures can also mean a worrisome drop in employee moods. In a survey by the workplace consultancy Peldon Rose, half of individuals said that winter has a negative impact on how they feel at work, and one-third said it decreases their productivity. But your employee benefits and accompanying workplace initiatives can be

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